YoThatLimp
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Posts posted by YoThatLimp
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Danielle on the Beastcast was awesome!!!
Yeah, that was a pretty great episode. I haven't really dipped my toe into Idle Weekend, I think I am going to start though!
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Nice! I Sous Vide some short ribs that finished yesterday, I was going to make a red wine reduction for them, so this seems perfect!
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Life
in Idle Banter
This was an edit but I'll turn it into a larger post.
We also have a couple of secret weapons, hopefully a stacked deck..
Ben's Dad is a banker and while he's usually doing regional farming investments he'll hopefully have the literacy that we'll need to navigate some of the language. His fam will also hopefully help out for a little while (maybe the first year).
Second I have an aunt who recently started sending us some money so we could start a savings account to buy a house with; she's recently bought a house herself and what she'll hopefully continue to give (for a short while at least) would also offset the cost.
Then I have another aunt who is in the wider property game who can offer learned advice. I have a business uncle who i can also get in touch with. Two cousins of mine work for Inland Revenue (IRD is our IRS) so we get cool tax advice hopefully. Finally a cousin of mine has experience as a realtor which should be valuable going in.
Anyway with my aunt giving me a fund to buy already and the cost of renting so high (things in general are expensive in NZ) this feels like something to grab with both hands.
For me especially since my mum has rented since I was two, my dad on and off. Mum's dying in the next few years (reasonable estimate in the next 2-10) and I'm estranged from my Dad so the next year or two is kind of one of the best times to have all my family nearby to get set up and really independant.
She already feels she's failed and done too little for everyone and it'd also be a big win if she dies feeling like we have some certainty in our lives, like we're going somewhere.
I know that last part isnt a reason to get myself saddled with hundreds of thousands in mortgages and enter a somewhat risky venture with my partner of five years (have lived together all 5); which is why we'll hopefully approach this with the right amount of care. It would still be completely amazing if we could accomplish that in time for her to be around for it.
Things like Sleeper tax rises, existing environment issues, maintenance needs, and the importance of an independant opinion are all really good things to keep in mind. The first three of those especially are things I simply wouldn't have the experience to really look for.
Yeah, the NZ housing market is a completely different beast, good luck! We have family who have a plot near chirstchurch who has said we can build a house there when the time comes and I am very happy to not have to try to dip my toe in that market!
Sounds like you have things quite under control, it is nice knowing you are investing in yourself/family when you are paying your mortgage and not just burning that cash every month hah.
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Life
in Idle Banter
A 275k house on 40k a year wages seems a bit on the high side to me. Google's mortgage calculator says that's $1300 a month.
Yeah, that isn't inclduing maintenance, increases in property taxes (depending on the tenant who was there before) and Private Mortagage Insurance (which you will usually need to pay if you opt into the first time lender things).
Just remember everyone is trying to SELL you on that purchase, no matter what your banker and agent say they will absolutely try to get you to buy no matter what. Go into the buying process on the defensive, be picky.
Don't use an inspector/lawyer who your agent knows, use a thrid party. It will cost you a few hundred more but at the end of the day you are getting actual feedback about the house and not being sold on the house.
Look up the PIN number for the house and see what tax excemptions are currently on the house, hidden senior freezes/exceptions can come and bite you in the ass when it comes to your monthly payment.
Also, when you find a place you really love introduce yourself to the nieghbors and ask about the neighborhood, there are plenty of quirks that are easily hidden (flooding, etc) that you can find out then.
There are plenty of things I wish I knew before I bought my first home a few years ago!
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She has Pneumonia.
The conspiracy theories around this are just completely bonkers, they were before the fainting incident but they are all just completely out of this world. I am afraid this is going to be used as ammunition to 'disqualify' her. We think it's not going to happen but there are still plenty of average joe idiots out there who still want to see more proof of Obama's birth (DJT included).
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Still, a little scary.
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So I took my a few pictures of my niece before her first day of preschool tomorrow, she has decided to become completely obsessed with taking pictures. I let her play with my old k1000. I also let her use my d7200 for a bit and she loved it, it was adorable.
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Feel free to also make a Steph Curry or an Eddy Curry. So many Currys to choose from!
Is a 'Bill Curry' too off brand? Or a southern themed 'Curry the Cable guy'?
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Man, the calvary is way cooler than I expected! Also, the sound design is amazing. I didn't get too much time with it last night but hoping to spend a few hours shooting dudes tonight.
I still wish they would have included female soldiers if they aren't caring about being historically acurrate, being a sword wielding lady on the back of the horse racing across the desert sounds f-ing cool.
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Aw man, I was hoping you got some crazy bootleg copy of the game.
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I'm looking forward to diving into the Beta tonight after work, I've heard good things!
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I've never made a Tim Curry, should be good.
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Me and the wife hopped on the Broadchurch bandwagon, that's a pretty solid show!
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Add me on Epic, we should get a game going! I've been playing some PVP with a friend and it's been pretty cool so far. Team fights are pretty damn satisfying.
I'm YoThatLimp
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So I started playing this on Friday and it seems pretty cool? Is anyone still playing this?
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Me and my niece found this Eastern Gray Treefrog in the backyard sitting on a 2x4, the colorful background is actually and out of focus patio chair cushion, hah.
I wish I would have taken a few images and tried my hand at focus stacking, but ah well.
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Everyone in this thread should be sorry, you're all monsters.
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So I've kind of had a bummer year so far in photography so far, I have had very little motivation this summer to go out and grab photos. I carried around an old Pentax K1000 with me for 2 months and I think I snapped some great pics but I developed the film and there was nothing on there, I must not have seated the film in correctly.
Here is some random stuff: My niece's 4th bday, some city pictures, a few portraits, etc.
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Forget the gaps in Dan's science knowledge, let's talk about the fact that he has never had potato salad or a baked potato or coleslaw WAAAT
I feel like that dude would be on an 80% baked potato diet, shocking.
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Life
in Idle Banter
Oh man, I missed a Chicago meet-up? Berlin's a good time too!
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Performance is definitely CPU bound, not video card. I have a 970 and it's barely heating up, but my fairly nice i5 is constantly pegged.
"Oh man, I'm going to go through Giantbomb videos while I play this game"
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Oh man, did not realize the saved game was posted, going to give this go.
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So I did a sort of bad job making the mini-cake replica. Getting a butter cream just the right consistentcy is hard. Decorating cakes is hard.
I made it up with beautiful steak though (obiously this pic is before the cooking process)
XCOM 2
in Video Gaming
Posted
Man, i need to get back into this the DLC does sounds pretty neat.